@import url('https://fonts.googleapis.com/css2?family=Bricolage+Grotesque:opsz,wght@12..96,500;12..96,600;12..96,700;12..96,800&family=Instrument+Serif:ital@1&family=Manrope:wght@400;500;600;700;800&family=IBM+Plex+Mono:wght@400;500;600&display=swap');

:root{
  --black:#0b0a08;
  --charcoal:#161310;
  --charcoal-2:#1e1a14;
  --hairline:rgba(212,175,55,0.18);
  --gold-deep:#9c7a2e;
  --gold:#d4af37;
  --gold-bright:#f0d98c;
  --cream:#f6f1e2;
  --white:#ffffff;
  --ink:#181511;
  --muted:#a89f8a;
  --muted-dark:#c9c0a6;
  --success:#5b7f55;
  --danger:#b5533c;

  --font-display:'Bricolage Grotesque', sans-serif;
  --font-accent:'Instrument Serif', serif;
  --font-body:'Manrope', sans-serif;
  --font-mono:'IBM Plex Mono', monospace;

  --radius:2px;
  --container:1600px;
}

*{box-sizing:border-box;}
html{scroll-behavior:smooth;}
body{
  margin:0;
  background:var(--black);
  color:var(--cream);
  font-family:var(--font-body);
  font-size:16px;
  line-height:1.6;
  -webkit-font-smoothing:antialiased;
}
img{max-width:100%;display:block;}
a{color:inherit;}
h1,h2,h3,h4{
  font-family:var(--font-display);
  font-weight:700;
  margin:0 0 .5em;
  letter-spacing:-0.02em;
}
p{margin:0 0 1em;color:var(--muted-dark);}
.wrap{max-width:var(--container);margin:0 auto;padding:0 28px;}
section{padding:96px 0;}
.eyebrow{
  font-family:var(--font-mono);
  font-size:12px;
  letter-spacing:.18em;
  text-transform:uppercase;
  color:var(--gold);
  display:flex;
  align-items:center;
  gap:12px;
  margin-bottom:20px;
}
.eyebrow::before{
  content:'';
  width:28px;height:1px;
  background:linear-gradient(90deg, var(--gold), transparent);
}
.eyebrow::after{
  content:'◆';
  font-size:6px;
  color:var(--gold);
}
.btn{
  font-family:var(--font-mono);
  font-size:13px;
  letter-spacing:.06em;
  text-transform:uppercase;
  border:1px solid var(--gold);
  background:transparent;
  color:var(--gold-bright);
  padding:16px 30px;
  border-radius:var(--radius);
  cursor:pointer;
  display:inline-flex;
  align-items:center;
  gap:10px;
  transition:background .3s ease, color .3s ease, transform .15s ease, box-shadow .3s ease, border-color .3s ease;
  text-decoration:none;
  position:relative;
}
.btn:hover{background:var(--gold);color:var(--black);}
.btn:active{transform:translateY(1px);}
.btn.primary{
  background:linear-gradient(180deg, var(--gold-bright) 0%, var(--gold) 55%, var(--gold-deep) 100%);
  color:var(--black);
  border-color:var(--gold-bright);
  font-weight:700;
  box-shadow:0 10px 26px -8px rgba(212,175,55,.55), inset 0 1px 0 rgba(255,255,255,.35);
}
.btn.primary:hover{
  background:linear-gradient(180deg, var(--gold-bright) 0%, var(--gold-bright) 55%, var(--gold) 100%);
  box-shadow:0 14px 34px -8px rgba(212,175,55,.7), inset 0 1px 0 rgba(255,255,255,.45);
  transform:translateY(-1px);
}
.btn.ghost{border-color:var(--hairline);color:var(--cream);backdrop-filter:blur(6px);}
.btn.ghost:hover{border-color:var(--gold);background:rgba(212,175,55,.06);color:var(--gold-bright);}
.btn:disabled{opacity:.35;cursor:not-allowed;}
.btn:disabled:hover{background:transparent;color:var(--gold-bright);}
.btn.primary:disabled:hover{background:linear-gradient(180deg, var(--gold-bright), var(--gold-deep));color:var(--black);}

/* focus visibility */
a:focus-visible,button:focus-visible,input:focus-visible,textarea:focus-visible,select:focus-visible,[tabindex]:focus-visible{
  outline:2px solid var(--gold-bright);
  outline-offset:2px;
}

/* NAV */
header.site-nav{
  position:sticky;top:0;z-index:50;
  background:rgba(11,10,8,0.88);
  backdrop-filter:blur(10px);
  border-bottom:1px solid var(--hairline);
}
.site-nav .wrap{display:flex;align-items:center;justify-content:space-between;padding-top:0;padding-bottom:0;}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;}
.brand img{height:160px;width:auto;}
.nav-links{display:flex;gap:32px;list-style:none;margin:0;padding:0;}
.nav-links li{margin-right:32px;}
.nav-links li:last-child{margin-right:0;}
.nav-links a{
  font-family:var(--font-mono);
  font-size:12px;
  letter-spacing:.06em;
  text-transform:uppercase;
  text-decoration:none;
  color:var(--muted-dark);
  transition:color .2s ease;
}
.nav-links a:hover{color:var(--gold-bright);}
.nav-cta{display:flex;align-items:center;gap:18px;}
.nav-toggle{display:none;background:none;border:1px solid var(--hairline);color:var(--cream);padding:8px 10px;border-radius:var(--radius);cursor:pointer;align-items:center;justify-content:center;}

@media (max-width:860px){
  .nav-links{
    display:none;
    position:absolute;top:100%;left:0;right:0;
    flex-direction:column;gap:0;
    background:var(--black);
    border-bottom:1px solid var(--hairline);
    padding:8px 28px 18px;
  }
  .nav-links.open{display:flex;}
  .nav-links li{margin-right:0;}
  .nav-links a{display:block;padding:12px 0;border-bottom:1px solid var(--hairline);}
  .nav-toggle{display:inline-flex;}
}

/* HERO */
/* ============ HERO / BANNER — modern ============ */
.hero{
  padding:26px 0 100px;
  position:relative;
  overflow:hidden;
  border-bottom:1px solid var(--hairline);
  background:var(--black);
}
.hero-blob{
  position:absolute;border-radius:50%;filter:blur(90px);pointer-events:none;z-index:0;
}
.hero-blob.b1{width:520px;height:520px;top:-180px;right:-80px;background:radial-gradient(circle, rgba(212,175,55,.35), transparent 70%);}
.hero-blob.b2{width:420px;height:420px;bottom:-200px;left:-100px;background:radial-gradient(circle, rgba(212,175,55,.18), transparent 70%);}
.hero-blob.b3{width:340px;height:340px;top:40%;right:18%;background:radial-gradient(circle, rgba(240,217,140,.16), transparent 70%);}
.hero-grid-lines{
  position:absolute;inset:0;z-index:0;pointer-events:none;opacity:.35;
  background-image:
    linear-gradient(rgba(212,175,55,.06) 1px, transparent 1px),
    linear-gradient(90deg, rgba(212,175,55,.06) 1px, transparent 1px);
  background-size:56px 56px;
  mask-image:radial-gradient(ellipse 900px 600px at 70% 0%, black, transparent 70%);
}
.hero-badge-wrap{
  position:absolute;top:50%;right:-40px;
  transform:translateY(-50%);
  z-index:0;
  pointer-events:none;
}
.hero-badge-mark{
  height:760px;width:auto;
  opacity:.4;
  filter:drop-shadow(0 0 90px rgba(212,175,55,.55));
}
.hero-toppill{
  position:relative;z-index:1;
  display:inline-block;
  background:rgba(212,175,55,.08);
  border:1px solid rgba(212,175,55,.35);
  border-radius:999px;
  padding:9px 20px;
  margin-bottom:36px;
  backdrop-filter:blur(8px);
}
.hero-toppill span{
  color:var(--gold-bright);
  font-family:var(--font-mono);font-size:11px;letter-spacing:.08em;text-transform:uppercase;
}
.hero-wrap{
  position:relative;z-index:1;
  display:grid;grid-template-columns:1.15fr .85fr;gap:56px;align-items:start;
  padding-top:20px;
}
.accent{
  font-family:var(--font-accent);
  font-style:italic;
  font-weight:400;
  color:var(--gold-bright);
}
.section-light .accent{color:var(--gold-deep);}
.hero h1{
  font-size:clamp(42px,5.2vw,66px);
  line-height:1.04;
  letter-spacing:-.02em;
  color:var(--cream);
  font-weight:600;
}
.hero h1 .accent{
  font-size:1.18em;
  background:linear-gradient(90deg, var(--gold-bright), var(--gold));
  -webkit-background-clip:text;background-clip:text;color:transparent;
}
.hero .lede{font-size:18px;max-width:46ch;color:var(--muted-dark);}
.hero-actions{display:flex;gap:16px;margin-top:34px;flex-wrap:wrap;}
.hero-meta{
  margin-top:52px;
  display:flex;
  gap:36px;
  font-family:var(--font-mono);
  font-size:12px;
  color:var(--muted);
  flex-wrap:wrap;
}
.hero-meta > div{margin-right:36px;}
.hero-meta > div:last-child{margin-right:0;}
.hero-meta strong{color:var(--gold-bright);display:block;font-family:var(--font-body);font-size:20px;font-weight:700;}

@media (max-width:860px){
  .hero-wrap{grid-template-columns:1fr;}
  .hero-badge-mark{height:420px;}
}

/* hero quick lead form — modern glass card */
.hero-quickform{
  position:relative;z-index:1;
  background:rgba(28,24,17,.6);
  backdrop-filter:blur(18px);
  border:1px solid rgba(212,175,55,.25);
  border-radius:20px;
  padding:34px 30px;
  box-shadow:0 50px 100px -30px rgba(0,0,0,.7), inset 0 1px 0 rgba(255,255,255,.06);
}
.hero-quickform::before{
  content:'';display:block;height:3px;width:56px;border-radius:3px;margin-bottom:22px;
  background:linear-gradient(90deg, var(--gold-deep), var(--gold-bright));
}
.qf-eyebrow{
  font-family:var(--font-mono);font-size:11px;letter-spacing:.12em;text-transform:uppercase;
  color:var(--gold);margin-bottom:8px;
}
.hero-quickform h3{color:var(--cream);font-size:22px;margin-bottom:20px;}
.hero-quickform .field{margin-bottom:16px;}
.hero-quickform label{
  font-family:var(--font-mono);font-size:10.5px;letter-spacing:.05em;text-transform:uppercase;
  color:var(--muted-dark);display:block;margin-bottom:7px;
}
.hero-quickform input,.hero-quickform select{
  width:100%;background:rgba(0,0,0,.5);border:1.5px solid rgba(212,175,55,.45);color:var(--cream);
  padding:13px 14px;border-radius:10px;font-family:var(--font-body);font-size:14.5px;
}
.hero-quickform input:focus,.hero-quickform select:focus{border-color:var(--gold);}
.hero-quickform .btn.primary{border-radius:10px;}
.qf-note{font-size:11.5px;color:var(--muted);margin:14px 0 0;text-align:center;}

/* dossier visual in hero */
.dossier-card{
  border:1px solid var(--hairline);
  background:linear-gradient(165deg, #1c1811 0%, var(--charcoal) 45%, var(--charcoal-2) 100%);
  border-radius:6px;
  position:relative;
  padding:0;
  box-shadow:
    0 50px 100px -30px rgba(0,0,0,.7),
    0 8px 30px -8px rgba(212,175,55,.12),
    inset 0 1px 0 rgba(255,255,255,.04);
  overflow:hidden;
}
.dossier-card::before{
  content:'';
  position:absolute;left:0;top:0;bottom:0;width:4px;
  background:linear-gradient(180deg, var(--gold-bright), var(--gold) 50%, var(--gold-deep));
  box-shadow:0 0 16px rgba(212,175,55,.5);
}
.dossier-card::after{
  content:'';
  position:absolute;top:0;left:0;right:0;height:1px;
  background:linear-gradient(90deg, transparent, rgba(255,255,255,.25), transparent);
}
.dossier-card .dc-head{
  display:flex;justify-content:space-between;align-items:center;
  padding:22px 26px;border-bottom:1px solid var(--hairline);
  font-family:var(--font-mono);font-size:11px;letter-spacing:.08em;text-transform:uppercase;color:var(--muted);
}
.dossier-card .dc-body{padding:26px;}
.dc-row{
  display:flex;justify-content:space-between;align-items:center;
  padding:13px 0;border-bottom:1px dashed var(--hairline);
  font-size:14px;
}
.dc-row:last-child{border-bottom:none;}
.dc-row span:first-child{color:var(--muted-dark);}
.dc-tag{
  font-family:var(--font-mono);font-size:11px;
  padding:3px 9px;border-radius:20px;
  border:1px solid var(--success);color:var(--success);
}
.dc-tag.pending{border-color:var(--gold);color:var(--gold);}

@media (max-width:860px){
  .hero .wrap{grid-template-columns:1fr;}
}

/* generic sections on cream */
.section-light{background:var(--cream);color:var(--ink);border-bottom:1px solid rgba(0,0,0,.06);}
.section-light h2,.section-light h3{color:var(--ink);}
.section-light p{color:#4a4636;}
.section-light .eyebrow{color:var(--gold-deep);}
.section-light .eyebrow::before{background:var(--gold-deep);}

.section-head{max-width:640px;margin-bottom:56px;}
.section-head h2{font-size:clamp(28px,3.4vw,40px);}

.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;}
.grid-2{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:start;}
@media (max-width:900px){.grid-4{grid-template-columns:repeat(2,1fr);} .grid-3{grid-template-columns:1fr;} .grid-2{grid-template-columns:1fr;}}
@media (max-width:520px){.grid-4{grid-template-columns:1fr;}}

.use-card{
  background:var(--white);
  border:1px solid rgba(0,0,0,.08);
  padding:26px 22px;
  border-radius:2px;
  transition:border-color .2s ease, transform .2s ease;
}
.use-card:hover{border-color:var(--gold);transform:translateY(-3px);}
.use-card .ic{color:var(--gold-deep);margin-bottom:14px;}
.use-card h4{font-size:17px;margin-bottom:8px;color:var(--ink);}
.use-card p{font-size:14px;margin:0;color:#5a5644;}

/* dark cards (securitizadora / segurança) */
.dark-card{
  background:var(--charcoal);
  border:1px solid var(--hairline);
  padding:34px;
  border-radius:2px;
}
.dark-card h3{color:var(--cream);}

.badge-row{display:flex;gap:14px;flex-wrap:wrap;margin-top:22px;}
.badge{
  font-family:var(--font-mono);font-size:11.5px;letter-spacing:.03em;
  border:1px solid var(--hairline);color:var(--muted-dark);
  padding:8px 14px;border-radius:20px;display:flex;align-items:center;gap:8px;
}
.badge svg{flex-shrink:0;color:var(--gold);}

/* COMO FUNCIONA - real sequence, numbered */
.steps-seq{counter-reset:step;display:grid;grid-template-columns:repeat(5,1fr);gap:0;position:relative;}
.steps-seq::before{
  content:'';position:absolute;top:19px;left:8%;right:8%;height:1px;
  background:repeating-linear-gradient(90deg, var(--hairline) 0 6px, transparent 6px 12px);
}
.step-seq{position:relative;padding:0 14px;text-align:left;}
.step-seq .num{
  counter-increment:step;
  font-family:var(--font-mono);color:var(--gold-bright);font-size:13px;
  width:38px;height:38px;border:1px solid var(--gold);border-radius:50%;
  display:flex;align-items:center;justify-content:center;background:var(--black);
  position:relative;z-index:1;margin-bottom:18px;
}
.step-seq .num::before{content:counter(step, decimal-leading-zero);}
.step-seq h4{font-size:15px;color:var(--cream);margin-bottom:6px;}
.step-seq p{font-size:13px;color:var(--muted);margin:0;}
@media (max-width:900px){.steps-seq{grid-template-columns:1fr 1fr;row-gap:36px;} .steps-seq::before{display:none;}}
@media (max-width:520px){.steps-seq{grid-template-columns:1fr;}}

/* FAQ */
.faq-item{border-bottom:1px solid rgba(0,0,0,.1);}
.faq-item summary{
  cursor:pointer;list-style:none;padding:22px 0;
  display:flex;justify-content:space-between;align-items:center;
  font-family:var(--font-body);font-weight:700;color:var(--ink);font-size:16px;
}
.faq-item summary::-webkit-details-marker{display:none;}
.faq-item summary::after{content:'+';font-family:var(--font-mono);font-size:20px;color:var(--gold-deep);}
.faq-item[open] summary::after{content:'–';}
.faq-item .faq-a{padding:0 0 22px;color:#5a5644;font-size:14.5px;max-width:60ch;}

/* ============ FORM / DOSSIÊ ============ */
.apply{background:var(--black);border-bottom:1px solid var(--hairline);}
.dossier{
  display:grid;
  grid-template-columns:240px 1fr;
  gap:0;
  border:1px solid var(--hairline);
  background:var(--charcoal);
  border-radius:3px;
  overflow:hidden;
}
.dossier-tabs{
  border-right:1px solid var(--hairline);
  padding:26px 0;
  background:var(--black);
}
.dtab{
  display:flex;align-items:center;gap:14px;
  padding:16px 24px;
  cursor:default;
  opacity:.4;
  border-left:2px solid transparent;
  transition:opacity .25s ease, border-color .25s ease, background .25s ease;
}
.dtab .n{
  font-family:var(--font-mono);font-size:11px;
  width:24px;height:24px;border-radius:50%;
  border:1px solid var(--muted);color:var(--muted);
  display:flex;align-items:center;justify-content:center;flex-shrink:0;
}
.dossier-tabs{counter-reset:dtab;}
.dtab .n::before{counter-increment:dtab;content:counter(dtab);}
.dtab .t{font-size:13px;color:var(--muted-dark);}
.dtab.active{opacity:1;border-left-color:var(--gold);background:linear-gradient(90deg, rgba(212,175,55,0.08), transparent);}
.dtab.active .n{border-color:var(--gold);color:var(--gold-bright);background:rgba(212,175,55,.08);}
.dtab.active .t{color:var(--cream);font-weight:600;}
.dtab.done{opacity:1;}
.dtab.done .n{border-color:var(--success);color:var(--success);background:none;}
.dtab.done .n::before{content:'✓';}
.dtab.done .t{color:var(--muted-dark);}

.dossier-content{padding:44px 46px;position:relative;}
.dossier-content::before{
  content:'';position:absolute;left:0;top:0;bottom:0;width:5px;
  background:linear-gradient(180deg, var(--gold-bright), var(--gold-deep));
}
.dstep{display:none;}
.dstep.active{display:block;animation:fade .35s ease;}
@keyframes fade{from{opacity:0;transform:translateY(6px);}to{opacity:1;transform:none;}}

.dstep h3{color:var(--cream);font-size:22px;margin-bottom:6px;}
.dstep .hint{color:var(--muted);font-size:13.5px;margin-bottom:28px;}

.field-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px;}
.field{display:flex;flex-direction:column;gap:8px;margin-bottom:20px;}
.field.full{grid-column:1/-1;}
.field label{
  font-family:var(--font-mono);font-size:11.5px;letter-spacing:.05em;text-transform:uppercase;color:var(--gold-bright);font-weight:600;
}
.field input[type=text],
.field input[type=tel],
.field input[type=email],
.field input[type=number],
.field select,
.field textarea{
  background:var(--black);
  border:1.5px solid rgba(212,175,55,.45);
  color:var(--cream);
  padding:13px 14px;
  border-radius:2px;
  font-family:var(--font-body);
  font-size:14.5px;
  transition:border-color .2s ease;
}
.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--gold);}
.field textarea{resize:vertical;min-height:90px;}
.field .err{font-size:12px;color:var(--danger);display:none;font-family:var(--font-mono);}
.field.invalid input,.field.invalid select{border-color:var(--danger);}
.field.invalid .err{display:block;}

.choice-group{display:flex;gap:14px;}
.choice{
  flex:1;border:1px solid var(--hairline);padding:20px;border-radius:2px;
  cursor:pointer;text-align:left;background:var(--black);
}
.choice h5{margin:0 0 4px;font-family:var(--font-body);color:var(--cream);font-size:15px;}
.choice p{margin:0;font-size:12.5px;color:var(--muted);}
.choice.selected{border-color:var(--gold);background:rgba(212,175,55,.06);}
.choice.selected h5{color:var(--gold-bright);}

.upload-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px;}
.upload-slot{
  border:1px dashed var(--hairline);
  border-radius:2px;
  padding:20px;
  display:flex;flex-direction:column;gap:10px;
  background:var(--black);
}
.upload-slot.filled{border-style:solid;border-color:var(--success);}
.upload-slot .label{font-family:var(--font-mono);font-size:11.5px;text-transform:uppercase;letter-spacing:.04em;color:var(--muted-dark);}
.upload-slot .req{color:var(--gold);}
.upload-slot .filerow{display:flex;align-items:center;justify-content:space-between;gap:10px;}
.upload-slot .fname{font-size:12.5px;color:var(--muted);overflow:hidden;text-overflow:ellipsis;white-space:nowrap;}
.upload-slot.filled .fname{color:var(--success);}
.upload-slot .pick{
  font-family:var(--font-mono);font-size:11.5px;color:var(--gold-bright);
  border:1px solid var(--gold);padding:7px 12px;border-radius:2px;cursor:pointer;background:none;white-space:nowrap;
}
.upload-slot input[type=file]{display:none;}
@media (max-width:700px){.field-grid,.upload-grid,.choice-group{grid-template-columns:1fr;} .choice-group{flex-direction:column;}}

.review-block{border:1px solid var(--hairline);border-radius:2px;padding:22px 24px;margin-bottom:14px;background:var(--black);}
.review-block h5{font-family:var(--font-mono);font-size:11px;text-transform:uppercase;letter-spacing:.05em;color:var(--gold);margin:0 0 12px;}
.review-block .rline{display:flex;justify-content:space-between;padding:6px 0;font-size:13.5px;border-bottom:1px dashed var(--hairline);}
.review-block .rline:last-child{border-bottom:none;}
.review-block .rline span:first-child{color:var(--muted);}
.review-block .rline span:last-child{color:var(--cream);text-align:right;}

.consent{display:flex;gap:12px;align-items:flex-start;margin:28px 0;padding:18px;border:1px solid var(--hairline);border-radius:2px;}
.consent input{margin-top:3px;}
.consent label{font-size:13px;color:var(--muted-dark);}
.consent a{color:var(--gold-bright);}

.dstep-nav{display:flex;justify-content:space-between;margin-top:32px;padding-top:24px;border-top:1px solid var(--hairline);}

.success-panel{text-align:center;padding:40px 0;}
.success-seal{
  width:64px;height:64px;border-radius:50%;border:1px solid var(--success);
  display:flex;align-items:center;justify-content:center;margin:0 auto 22px;color:var(--success);
}
.form-msg{font-family:var(--font-mono);font-size:12.5px;color:var(--danger);margin-top:14px;display:none;}
.form-msg.show{display:block;}
.progress-track{height:3px;background:var(--hairline);border-radius:2px;margin-bottom:0;}
.progress-fill{height:100%;background:linear-gradient(90deg,var(--gold-deep),var(--gold-bright));border-radius:2px;transition:width .4s ease;width:16%;}

@media (max-width:860px){
  .dossier{grid-template-columns:1fr;}
  .dossier-tabs{display:flex;overflow-x:auto;border-right:none;border-bottom:1px solid var(--hairline);padding:14px 12px;gap:6px;}
  .dtab{padding:10px 14px;border-left:none;border-bottom:2px solid transparent;flex-shrink:0;}
  .dtab.active{border-bottom-color:var(--gold);background:none;}
  .dtab .t{white-space:nowrap;}
  .dossier-content{padding:30px 22px;}
}

/* FOOTER */
footer{background:var(--black);border-top:1px solid var(--hairline);padding:70px 0 34px;}
.footer-grid{display:grid;grid-template-columns:1.3fr 1fr 1fr;gap:48px;margin-bottom:56px;}
.footer-grid h5{font-family:var(--font-mono);font-size:11px;text-transform:uppercase;letter-spacing:.06em;color:var(--gold);margin-bottom:16px;}
.footer-grid a{display:block;color:var(--muted-dark);text-decoration:none;font-size:14px;margin-bottom:10px;}
.footer-grid a:hover{color:var(--gold-bright);}
.footer-bottom{
  display:flex;justify-content:space-between;flex-wrap:wrap;gap:12px;
  padding-top:26px;border-top:1px solid var(--hairline);
  font-family:var(--font-mono);font-size:11.5px;color:var(--muted);
}
@media (max-width:760px){.footer-grid{grid-template-columns:1fr;gap:32px;}}

.whatsapp-float{
  position:fixed;bottom:26px;right:26px;z-index:60;
  width:76px;height:76px;border-radius:50%;
  background:linear-gradient(180deg, var(--gold-bright), var(--gold-deep));
  color:var(--black);
  display:flex;align-items:center;justify-content:center;
  box-shadow:0 14px 34px -6px rgba(212,175,55,.6);
  text-decoration:none;
  transition:transform .2s ease;
}
.whatsapp-float:hover{transform:scale(1.06);}
.whatsapp-float svg{width:36px;height:36px;}

.instagram-float{
  display:none;
}

@media (max-width:600px){
  .whatsapp-float{width:64px;height:64px;bottom:20px;right:20px;}
  .whatsapp-float svg{width:30px;height:30px;}
}

@media (prefers-reduced-motion: reduce){
  html{scroll-behavior:auto;}
  *{animation-duration:.001ms !important;transition-duration:.001ms !important;}
}

.biz-banner{
  background:linear-gradient(180deg, var(--charcoal) 0%, var(--black) 100%);
  border-bottom:1px solid var(--hairline);
  padding:90px 0;
}
.biz-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;}
@media (max-width:900px){.biz-grid{grid-template-columns:1fr 1fr;}}
@media (max-width:520px){.biz-grid{grid-template-columns:1fr;}}
.biz-card{
  background:linear-gradient(165deg, #141110, var(--black));
  border:1px solid var(--hairline);
  border-radius:4px;
  overflow:hidden;
  position:relative;
  transition:transform .3s ease, border-color .3s ease, box-shadow .3s ease;
  box-shadow:0 20px 40px -20px rgba(0,0,0,.6);
}
.biz-card::after{
  content:'';
  position:absolute;top:0;left:0;right:0;height:1px;
  background:linear-gradient(90deg, transparent, rgba(212,175,55,.5), transparent);
}
.biz-card:hover{
  transform:translateY(-6px);
  border-color:var(--gold);
  box-shadow:0 30px 60px -20px rgba(0,0,0,.7), 0 0 0 1px rgba(212,175,55,.3), 0 20px 40px -15px rgba(212,175,55,.2);
}
.biz-card .biz-art{
  aspect-ratio:4/3;
  background:linear-gradient(160deg, #17140f, #0b0a08);
  display:flex;align-items:center;justify-content:center;
  border-bottom:1px solid var(--hairline);
}
.biz-card .biz-art svg{width:64%;height:64%;}
.biz-card .biz-label{padding:18px 20px;}
.biz-card h4{font-size:15px;color:var(--cream);margin-bottom:4px;}
.biz-card p{font-size:12.5px;color:var(--muted);margin:0;}
.hero-actions{gap:16px;}
.hero-actions > *{margin-right:16px;}
.hero-actions > *:last-child{margin-right:0;}
.badge-row > *{margin-right:14px;margin-bottom:10px;}
.choice-group > *{margin-right:14px;}
.choice-group > *:last-child{margin-right:0;}

/* ============ PREMIUM FINISH: ornamental dividers & polish ============ */
.ornament{
  display:flex;align-items:center;justify-content:center;gap:16px;
  padding:36px 0;
  background:var(--black);
}
.ornament span{
  width:70px;height:1px;
  background:linear-gradient(90deg, transparent, var(--gold));
}
.ornament span.right{background:linear-gradient(90deg, var(--gold), transparent);}
.ornament .diamond{
  width:7px;height:7px;transform:rotate(45deg);
  background:linear-gradient(135deg, var(--gold-bright), var(--gold-deep));
  box-shadow:0 0 12px rgba(212,175,55,.6);
}

.use-card{box-shadow:0 16px 34px -18px rgba(0,0,0,.25);}
.use-card:hover{box-shadow:0 24px 44px -18px rgba(154,122,32,.28);}

.site-nav{box-shadow:0 1px 0 rgba(212,175,55,.06), 0 12px 30px -18px rgba(0,0,0,.6);}

.dark-card{
  box-shadow:0 30px 60px -30px rgba(0,0,0,.6), inset 0 1px 0 rgba(255,255,255,.03);
}

/* ============ Utility bar (topo, estilo SEJA) ============ */
.utility-bar{
  background:var(--black);
  border-bottom:1px solid var(--hairline);
  font-family:var(--font-mono);
  font-size:11.5px;
}
.utility-bar .wrap{display:flex;justify-content:space-between;align-items:center;padding:9px 28px;}
.utility-bar a{color:var(--muted);text-decoration:none;margin-right:22px;}
.utility-bar a:last-child{margin-right:0;}
.utility-bar a:hover{color:var(--gold-bright);}
.ub-right a{margin-right:0;}
@media (max-width:700px){.utility-bar{display:none;}}

/* ============ Accordion diferenciais ============ */
.accordion-list{display:flex;flex-direction:column;}
.acc-item{
  border-bottom:1px solid var(--hairline);
  padding:22px 0;
}
.acc-item summary{
  cursor:pointer;list-style:none;
  display:flex;justify-content:space-between;align-items:center;
  font-family:var(--font-display);font-weight:700;color:var(--cream);font-size:18px;
}
.acc-item summary::-webkit-details-marker{display:none;}
.acc-ic{
  width:28px;height:28px;border-radius:50%;border:1px solid var(--gold);
  display:flex;align-items:center;justify-content:center;flex-shrink:0;
  color:var(--gold-bright);font-family:var(--font-mono);
}
.acc-ic::before{content:'+';}
.acc-item[open] .acc-ic::before{content:'–';}
.acc-item[open] summary{color:var(--gold-bright);}
.acc-body{padding:14px 0 0;color:var(--muted-dark);font-size:14.5px;max-width:60ch;}

/* ============ Comparison table ============ */
.compare-table{border:1px solid rgba(0,0,0,.1);border-radius:4px;overflow:hidden;background:var(--white);}
.ct-row{display:grid;grid-template-columns:2fr 1.2fr 1fr 1fr;border-bottom:1px solid rgba(0,0,0,.08);}
.ct-row:last-child{border-bottom:none;}
.ct-head{background:var(--ink);}
.ct-head .ct-col,.ct-head .ct-label{color:var(--white);font-weight:700;padding:16px 18px;}
.ct-head .ct-highlight{background:var(--gold);color:var(--black);}
.ct-label{padding:14px 18px;font-size:13.5px;color:#4a4636;display:flex;align-items:center;}
.ct-col{padding:14px 18px;font-size:13.5px;color:#8a8368;display:flex;align-items:center;justify-content:center;text-align:center;}
.ct-col.ct-highlight{background:rgba(212,175,55,.08);color:var(--gold-deep);font-weight:700;font-size:15px;}
@media (max-width:700px){
  .ct-row{grid-template-columns:1.4fr 1fr 1fr 1fr;font-size:12px;}
  .ct-label,.ct-col{padding:10px 8px;}
}

/* ============ Story banner: microempreendedor em destaque ============ */
.story-banner{
  background:radial-gradient(ellipse 900px 500px at 15% 20%, rgba(212,175,55,.10), transparent 60%), var(--black);
  border-bottom:1px solid var(--hairline);
  padding:100px 0;
  overflow:hidden;
}
.story-wrap{display:grid;grid-template-columns:.8fr 1.2fr;gap:70px;align-items:center;}
.story-portrait{position:relative;display:flex;align-items:center;justify-content:center;}
.portrait-photo{
  width:100%;max-width:400px;aspect-ratio:1/1;
  position:relative;z-index:2;
  border-radius:50%;
  overflow:hidden;
  border:2px solid var(--gold);
  box-shadow:0 0 0 10px rgba(11,10,8,1), 0 30px 60px -10px rgba(0,0,0,.7), 0 0 40px -5px rgba(212,175,55,.35);
}
.portrait-photo img{width:100%;height:100%;object-fit:cover;display:block;}
.story-ring{position:absolute;border-radius:50%;border:1px solid rgba(212,175,55,.18);z-index:1;}
.story-ring.r1{width:460px;height:460px;}
.story-ring.r2{width:520px;height:520px;border-style:dashed;}
.story-copy h2{color:var(--cream);font-size:clamp(28px,3.2vw,40px);}
.story-copy p{max-width:52ch;}
.story-quote{
  font-family:var(--font-accent);font-style:italic;font-size:19px;
  color:var(--gold-bright);border-left:2px solid var(--gold);padding-left:20px;
  margin:26px 0 30px;max-width:50ch;line-height:1.5;
}
.story-quote span{display:block;font-family:var(--font-mono);font-style:normal;font-size:11px;color:var(--muted);margin-top:8px;letter-spacing:.04em;text-transform:uppercase;}
@media (max-width:900px){
  .story-wrap{grid-template-columns:1fr;}
  .story-portrait{margin-bottom:20px;}
}

/* ============ Hero banner image (uploaded creative) ============ */
.hero-banner-img{
  position:relative;
  width:100%;
  line-height:0;
  background:var(--black);
  border-bottom:1px solid var(--hairline);
}
.banner-img{width:100%;height:auto;display:block;}
.banner-cta-overlay{
  position:absolute;
  left:3.4%;top:89.1%;
  width:20.2%;height:7.6%;
  z-index:2;
  border-radius:999px;
  cursor:pointer;
  /* invisible clickable hotspot over the CTA pill baked into the image */
}
.banner-cta-overlay:hover{background:rgba(255,255,255,.06);}

/* ============ Quickform section (below banner) ============ */
.quickform-section{
  background:linear-gradient(180deg, #14110c 0%, var(--black) 100%);
  border-bottom:1px solid var(--hairline);
  padding:90px 0;
}
.quickform-wrap{display:grid;grid-template-columns:1.1fr .9fr;gap:60px;align-items:center;}
.qf-intro h2{color:var(--cream);font-size:clamp(26px,3vw,36px);}
.qf-intro p{max-width:48ch;margin-bottom:24px;}
@media (max-width:860px){.quickform-wrap{grid-template-columns:1fr;}}

/* ============ Coded banner (approved version, replaces old hero image) ============ */
.banner{
  max-width:none;margin:0 auto;
  background:#0b0a08 url('../assets/panther-bg.jpg') center center / cover no-repeat;
  border:1px solid rgba(212,175,55,.25);
  border-radius:6px;
  overflow:hidden;
  position:relative;
  min-height:620px;
  display:flex;
  flex-direction:column;
}
#top{padding-left:24px;padding-right:24px;}
.banner::before{
  content:'';
  position:absolute;inset:0;z-index:0;
  background:linear-gradient(90deg, rgba(6,5,4,.72) 0%, rgba(6,5,4,.55) 38%, rgba(6,5,4,.05) 62%, transparent 78%);
}
.banner-content{
  display:flex;flex-wrap:wrap;flex:1;position:relative;z-index:1;
}
.banner-left{flex:1 1 54%;min-width:320px;padding:44px 20px 34px 44px;}
.banner-right{flex:1 1 44%;min-width:280px;position:relative;}

/* ---------- LEFT: copy ---------- */
.banner-left{padding:44px 40px 34px;position:relative;z-index:2;}
.banner-logo-row{display:flex;align-items:center;gap:22px;margin-bottom:34px;}
.banner-logo-row img{height:120px;width:auto;}
.banner-logo-divider{width:1px;height:64px;background:rgba(212,175,55,.35);}
.banner-logo-tag{font-family:var(--font-mono);font-size:13px;line-height:1.6;color:var(--cream);letter-spacing:.02em;}
.banner-logo-tag b{color:var(--gold-bright);display:block;font-weight:700;letter-spacing:.07em;font-size:14px;margin-bottom:2px;}

.banner-h1{
  font-family:var(--font-display);font-weight:700;
  font-size:40px;line-height:1.06;letter-spacing:-.01em;
  margin:0 0 14px;color:var(--white);
}
.banner-h1 .gold{color:var(--gold);display:block;}

.banner-sub{
  font-family:var(--font-body);font-size:16.5px;line-height:1.5;
  color:var(--cream);opacity:.92;margin:0 0 28px;max-width:44ch;
}
.banner-sub .accent{color:var(--gold-bright);font-weight:700;}

.banner-features{
  display:flex;flex-wrap:wrap;
  background:rgba(255,255,255,.03);
  border:1px solid rgba(212,175,55,.18);
  border-radius:6px;
  padding:22px 14px;
}
.bf{flex:1 1 22%;min-width:120px;padding:0 10px;border-right:1px solid rgba(212,175,55,.14);}
.bf:last-child{border-right:none;}
.bf svg{color:var(--gold);margin-bottom:12px;}
.bf h4{
  font-family:var(--font-display);font-weight:700;font-size:12.5px;
  letter-spacing:.02em;color:var(--white);margin:0 0 6px;text-transform:uppercase;
}
.bf p{font-size:11.5px;line-height:1.4;color:var(--cream);opacity:.75;margin:0;}

/* ---------- RIGHT: photo ---------- */

.pfpj-box{
  position:absolute;right:28px;bottom:32px;z-index:2;
  width:216px;
  background:rgba(10,9,7,.88);
  border:1px solid var(--gold);
  border-radius:16px;
  padding:20px 20px 18px;
}
.pfpj-box .lbl{font-family:var(--font-body);font-size:14px;color:var(--white);line-height:1.3;margin:0 0 4px;}
.pfpj-box .big{font-family:var(--font-display);font-weight:800;font-size:26px;color:var(--gold);margin:0 0 16px;}
.pfpj-row{display:flex;align-items:center;gap:10px;padding:10px 0;border-top:1px solid rgba(212,175,55,.25);}
.pfpj-row .ic{
  width:30px;height:30px;border-radius:50%;background:var(--gold);
  display:flex;align-items:center;justify-content:center;flex-shrink:0;color:var(--black);
}
.pfpj-row span{font-family:var(--font-display);font-weight:700;font-size:12.5px;color:var(--white);line-height:1.25;}
.pfpj-note{font-size:11px;color:var(--cream);opacity:.7;line-height:1.4;margin:14px 0 0;}

/* ---------- BOTTOM BAR ---------- */
.banner-bottom{
  grid-column:1 / -1;
  background:linear-gradient(90deg, #1c1712, #14110c);
  border-top:1px solid rgba(212,175,55,.3);
  display:flex;align-items:center;justify-content:space-between;
  padding:26px 44px;flex-wrap:wrap;gap:24px;
  position:relative;z-index:2;
}
.bb-cta{
  display:inline-flex;align-items:center;gap:10px;
  background:linear-gradient(180deg, var(--gold-bright), var(--gold-deep));
  color:var(--black);
  font-family:var(--font-display);font-weight:800;font-size:14px;letter-spacing:.02em;
  padding:14px 26px;border-radius:999px;text-decoration:none;
  box-shadow:0 10px 24px -8px rgba(212,175,55,.5);
  transition:transform .15s ease;
}
.bb-cta:hover{transform:translateY(-1px);}
.bb-mid{font-size:13px;color:var(--cream);line-height:1.4;}
.bb-mid b{color:var(--white);}
.bb-contacts{display:flex;align-items:center;flex-wrap:wrap;}
.bb-contacts a{
  display:inline-flex;align-items:center;
  color:var(--cream);text-decoration:none;font-size:14px;
  margin-right:40px;
}
.bb-contacts a:last-child{margin-right:0;}
.bb-contacts a svg{color:var(--gold);flex-shrink:0;margin-right:9px;}
.bb-contacts a:hover{color:var(--gold-bright);}
.bb-sep{width:1px;height:26px;background:rgba(212,175,55,.4);margin-right:40px;}

@media (max-width:860px){
  .banner-content{flex-direction:column;}
  .banner-right{min-height:360px;}
  .banner-features{padding:16px 12px;}
  .bf{flex:1 1 45%;border-right:none;border-bottom:1px solid rgba(212,175,55,.14);padding-bottom:14px;margin-bottom:10px;}
  .pfpj-box{position:static;width:auto;margin-top:20px;}
  .banner-bottom{flex-direction:column;align-items:flex-start;}
  .banner{min-height:0;background:linear-gradient(160deg, #1c1712 0%, #0b0a08 60%) !important;}
  .banner-left{padding:32px 24px 28px;}
}

/* ============ Valor desejado — slider fácil de preencher ============ */
.slider-row{display:flex;align-items:center;gap:20px;margin-top:6px;}
.slider-value{
  font-family:var(--font-mono);font-size:22px;font-weight:600;color:var(--gold-bright);
  min-width:110px;flex-shrink:0;
}
.field input[type=range]{
  flex:1;-webkit-appearance:none;appearance:none;
  height:6px;border-radius:999px;
  background:linear-gradient(90deg, var(--gold) 0%, var(--gold) var(--fill,50%), rgba(212,175,55,.18) var(--fill,50%));
  outline:none;cursor:pointer;
}
.field input[type=range]::-webkit-slider-thumb{
  -webkit-appearance:none;appearance:none;
  width:24px;height:24px;border-radius:50%;
  background:linear-gradient(180deg, var(--gold-bright), var(--gold-deep));
  border:2px solid var(--black);
  box-shadow:0 4px 12px rgba(0,0,0,.5);
  cursor:pointer;
}
.field input[type=range]::-moz-range-thumb{
  width:24px;height:24px;border-radius:50%;
  background:linear-gradient(180deg, var(--gold-bright), var(--gold-deep));
  border:2px solid var(--black);
  box-shadow:0 4px 12px rgba(0,0,0,.5);
  cursor:pointer;
}
.field input[type=range]::-moz-range-progress{background:var(--gold);height:6px;border-radius:999px;}
.slider-range-labels{
  display:flex;justify-content:space-between;
  font-family:var(--font-mono);font-size:11px;color:var(--muted);margin-top:8px;
}

/* ============ Depoimentos (marcados como EXEMPLO) ============ */
.testi-card{
  position:relative;
  background:linear-gradient(165deg, #17140f, var(--black));
  border:1px solid var(--hairline);
  border-radius:6px;
  padding:28px 26px 24px;
  box-shadow:0 20px 40px -20px rgba(0,0,0,.6);
}
.testi-stars{color:var(--gold);font-size:15px;letter-spacing:2px;margin-bottom:14px;}
.testi-text{color:var(--muted-dark);font-size:14.5px;line-height:1.6;font-style:italic;margin-bottom:22px;min-height:96px;}
.testi-author{display:flex;align-items:center;}
.testi-avatar{
  width:42px;height:42px;border-radius:50%;
  background:linear-gradient(180deg, var(--gold-bright), var(--gold-deep));
  color:var(--black);font-family:var(--font-mono);font-weight:700;font-size:13px;
  display:flex;align-items:center;justify-content:center;flex-shrink:0;margin-right:12px;
}
.testi-author strong{display:block;color:var(--cream);font-size:14px;}
.testi-author span{display:block;color:var(--muted);font-size:11.5px;margin-top:2px;}
.testi-tag{
  position:absolute;top:16px;right:16px;
  font-family:var(--font-mono);font-size:9.5px;letter-spacing:.08em;
  color:var(--gold-deep);border:1px solid rgba(212,175,55,.4);
  padding:3px 8px;border-radius:20px;background:rgba(212,175,55,.06);
}

/* ============ Siga a gente nas redes sociais ============ */
.social-follow{
  background:linear-gradient(135deg, var(--charcoal), var(--black));
  border-bottom:1px solid var(--hairline);
  padding:56px 0;
}
.social-follow-inner{
  display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:28px;
}
.social-follow h3{
  color:var(--cream);font-size:26px;margin:0;
}
.social-links{display:flex;flex-wrap:wrap;}
.social-links a{
  display:flex;align-items:center;
  text-decoration:none;color:var(--cream);
  border:1px solid var(--hairline);
  border-radius:999px;
  padding:10px 22px 10px 10px;
  margin-right:16px;margin-bottom:10px;
  transition:border-color .2s ease, background .2s ease;
}
.social-links a:last-child{margin-right:0;}
.social-links a:hover{border-color:var(--gold);background:rgba(212,175,55,.06);}
.social-ic{
  width:38px;height:38px;border-radius:50%;
  background:linear-gradient(180deg, var(--gold-bright), var(--gold-deep));
  color:var(--black);
  display:flex;align-items:center;justify-content:center;flex-shrink:0;margin-right:12px;
}
.social-ic svg{width:19px;height:19px;}
.social-links a span:last-child{font-size:13px;line-height:1.35;}
.social-links a span:last-child b{display:block;color:var(--gold-bright);font-weight:700;font-size:13.5px;}
@media (max-width:700px){
  .social-follow-inner{flex-direction:column;align-items:flex-start;}
}


/* ============ Nossos Produtos — visão geral ============ */
.products-overview{
  background:linear-gradient(180deg, var(--black) 0%, #14110c 100%);
  border-bottom:1px solid var(--hairline);
  padding:90px 0;
}
.products-grid{display:flex;flex-wrap:wrap;gap:26px;max-width:900px;margin:0 auto;}
.product-card{
  flex:1 1 320px;
  display:block;
  text-decoration:none;
  background:linear-gradient(165deg, #17140f, var(--black));
  border:1px solid var(--hairline);
  border-radius:6px;
  padding:38px 34px;
  transition:transform .25s ease, border-color .25s ease, box-shadow .25s ease;
  box-shadow:0 20px 40px -22px rgba(0,0,0,.6);
}
.product-card:hover{transform:translateY(-6px);border-color:var(--gold);box-shadow:0 30px 50px -20px rgba(212,175,55,.18);}
.pc-icon{
  width:64px;height:64px;border-radius:50%;
  background:rgba(212,175,55,.08);border:1px solid var(--gold);
  display:flex;align-items:center;justify-content:center;color:var(--gold);
  margin-bottom:22px;
}
.product-card h3{color:var(--cream);font-size:22px;margin-bottom:10px;}
.product-card p{font-size:14px;color:var(--muted-dark);margin-bottom:18px;min-height:60px;}
.pc-cta{font-family:var(--font-mono);font-size:12px;letter-spacing:.04em;color:var(--gold-bright);text-transform:uppercase;}


/* ============ Nav: botão secundário de Duplicatas ============ */
.nav-btn-duplicatas{white-space:nowrap;}
@media (max-width:1560px){
  .nav-btn-duplicatas{display:none;}
}

/* ============ Depoimentos: grid 2x2 com 4 cards ============ */
.testi-grid{gap:24px;}
@media (max-width:860px){
  .testi-grid{grid-template-columns:1fr;}
}

/* ============ Slogan da marca no banner principal ============ */
.banner-slogan{
  font-family:var(--font-mono);font-size:13px;letter-spacing:.04em;
  color:var(--gold-bright);margin:14px 0 0;
}