:root{--bg:#050506;--gold:#c99235;--gold2:#f5cf74;--muted:#bdbdbd;--line:rgba(245,207,116,.22)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:#050506;color:#fff;font-family:Arial,Helvetica,sans-serif}a{color:inherit}.container{width:min(1180px,calc(100% - 36px));margin:0 auto}
.header{position:sticky;top:0;z-index:50;background:rgba(5,5,6,.85);backdrop-filter:blur(18px);border-bottom:1px solid var(--line)}.nav{min-height:84px;display:flex;align-items:center;justify-content:space-between;gap:20px}.logo img{width:250px;display:block}.menu{display:flex;gap:22px;font-size:14px;font-weight:800}.menu a{text-decoration:none}.menu a:hover{color:var(--gold2)}.nav-actions{display:flex;gap:10px;align-items:center}.round{width:42px;height:42px;border-radius:50%;display:grid;place-items:center;text-decoration:none;font-weight:950;border:1px solid var(--line)}.insta{background:linear-gradient(135deg,#833ab4,#fd1d1d,#fcb045)}.face{background:#1877f2}.mail{background:#191919}.whats{background:#18b957}
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:52px;padding:15px 24px;border-radius:16px;text-decoration:none;font-weight:950;border:1px solid transparent}.gold{background:linear-gradient(135deg,var(--gold),var(--gold2));color:#111;box-shadow:0 18px 50px rgba(201,146,53,.24)}.darkbtn{background:rgba(255,255,255,.055);border-color:var(--line);color:#fff}.green{background:#18b957;color:#fff}
.hero{min-height:820px;background:linear-gradient(90deg,rgba(5,5,6,.97),rgba(5,5,6,.72),rgba(5,5,6,.28)),url(hero-premium.jpg) center/cover no-repeat;border-bottom:1px solid var(--line)}.hero-grid{min-height:820px;display:grid;grid-template-columns:1.08fr .92fr;gap:54px;align-items:center}.tag{display:inline-flex;color:var(--gold2);letter-spacing:2.8px;text-transform:uppercase;font-weight:950;font-size:12px;margin-bottom:20px}h1{font-size:clamp(44px,6.3vw,86px);line-height:.95;margin:0 0 24px;letter-spacing:-2px;text-transform:uppercase}h1 span,.goldtext{color:var(--gold2)}.hero p{font-size:21px;line-height:1.55;color:#eee;max-width:710px;margin:0 0 32px;font-weight:650}.hero-actions{display:flex;gap:14px;flex-wrap:wrap}
.logo-card{border:1px solid var(--line);background:linear-gradient(180deg,rgba(255,255,255,.10),rgba(255,255,255,.035));border-radius:36px;padding:34px;box-shadow:0 30px 110px rgba(0,0,0,.48)}.logo-card img{width:100%;border-radius:26px;background:#fff;padding:18px;margin-bottom:24px}.logo-card h2{font-size:34px;line-height:1.05;margin:0 0 14px}.logo-card p{font-size:17px;color:var(--muted);margin-bottom:22px}.stats{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:32px}.stat{border:1px solid var(--line);border-radius:18px;padding:18px;background:rgba(0,0,0,.32)}.stat strong{display:block;color:var(--gold2);font-size:24px}.stat span{font-size:13px;color:#ddd}
.section{padding:94px 0}.light{background:#fff;color:#111}.dark{background:#080809}.head{max-width:830px;margin-bottom:42px}.center{text-align:center;margin-left:auto;margin-right:auto}.head h2,.section h2{font-size:clamp(34px,4.7vw,62px);line-height:1.02;margin:0 0 18px;letter-spacing:-1.2px}.head p{font-size:19px;color:var(--muted);line-height:1.6}.light p{color:#464646}.split{display:grid;grid-template-columns:1fr 1fr;gap:64px}.split p{font-size:19px;line-height:1.7;margin:0 0 18px}
.grid4{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.card{border:1px solid var(--line);background:linear-gradient(180deg,rgba(255,255,255,.065),rgba(255,255,255,.025));border-radius:24px;padding:26px}.light .card,.doc{background:#fffaf0;border-color:#ead6ad}.num{width:46px;height:46px;border-radius:50%;display:grid;place-items:center;background:linear-gradient(135deg,var(--gold),var(--gold2));color:#111;font-weight:950;margin-bottom:18px}.card h3{font-size:23px;margin:0 0 10px}.card p{line-height:1.58;color:#d4d4d4;margin:0}.light .card p{color:#555}.glass{border:1px solid var(--line);border-radius:34px;background:linear-gradient(180deg,rgba(255,255,255,.08),rgba(255,255,255,.03));padding:42px}.glass p{font-size:20px;line-height:1.65;color:#ddd}
.docs{display:grid;grid-template-columns:1fr 1fr;gap:16px}.doc{border:1px solid #ead6ad;border-radius:20px;padding:20px}.doc strong{display:block;margin-bottom:8px}.doc span{color:#555;line-height:1.45}.steps{display:grid;grid-template-columns:repeat(5,1fr);gap:14px}.step{border-top:2px solid var(--gold);background:rgba(255,255,255,.05);padding:22px;border-radius:0 0 22px 22px}.step strong{font-size:38px;color:var(--gold2)}.step h3{font-size:20px;margin:14px 0 8px}.step p{color:var(--muted);line-height:1.5;margin:0}
.blogcards{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.post{border:1px solid var(--line);border-radius:24px;overflow:hidden;background:#101010;text-decoration:none;display:block}.post img{width:100%;display:block;aspect-ratio:16/9;object-fit:cover}.post div{padding:22px}.post small{color:var(--gold2);font-weight:900;text-transform:uppercase;letter-spacing:1px}.post h3{font-size:23px;line-height:1.16;margin:10px 0 0}.faq{display:grid;grid-template-columns:1fr 1fr;gap:16px}details{border:1px solid var(--line);border-radius:18px;padding:20px;background:rgba(255,255,255,.05)}summary{cursor:pointer;font-weight:950;color:var(--gold2)}details p{color:#ddd;line-height:1.58}
.cta{padding:90px 0;background:radial-gradient(circle at 50% 10%,rgba(245,207,116,.16),transparent 52%),#070707}.ctabox{text-align:center;border:1px solid var(--line);border-radius:34px;padding:55px 28px;background:rgba(255,255,255,.045)}.ctabox h2{font-size:clamp(36px,5vw,66px);margin:0 0 14px}.ctabox p{font-size:20px;color:#ddd;margin:0 auto 28px;max-width:760px}.contact-buttons{display:flex;justify-content:center;gap:12px;flex-wrap:wrap}
.footer{background:#040404;border-top:1px solid var(--line);padding:48px 0}.footergrid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:40px}.footer img{width:230px;background:#fff;border-radius:12px;padding:8px}.footer p{color:var(--gold2);font-weight:850}.footer strong{display:block;color:var(--gold2);margin-bottom:12px}.footer a{display:block;text-decoration:none;color:#ddd;margin-bottom:9px}.float{position:fixed;right:22px;bottom:22px;width:66px;height:66px;border-radius:50%;display:grid;place-items:center;background:#18b957;color:#fff;text-decoration:none;font-size:30px;font-weight:950;z-index:80;box-shadow:0 18px 50px rgba(0,0,0,.45);border:2px solid rgba(255,255,255,.35)}
.articlehero{padding:92px 0 44px;background:#080809;border-bottom:1px solid var(--line)}.articlehero h1{font-size:clamp(38px,5vw,64px)}.article{background:#fff;color:#111;padding:70px 0}.articlewrap{max-width:900px;margin:0 auto}.article h2{font-size:34px;margin-top:42px}.article p{font-size:19px;line-height:1.75;color:#333}.back{color:#b77b20;font-weight:900;text-decoration:none}
@media(max-width:1040px){.menu{display:none}.hero-grid,.split{grid-template-columns:1fr}.hero,.hero-grid{min-height:auto}.hero-grid{padding:76px 0}.grid4,.steps{grid-template-columns:1fr 1fr}.blogcards,.faq,.footergrid{grid-template-columns:1fr 1fr}}
@media(max-width:660px){.nav{padding:12px 0;flex-wrap:wrap;justify-content:center}.logo{width:100%;display:flex;justify-content:center}.logo img{width:230px}.nav-actions{justify-content:center;flex-wrap:wrap}.nav-actions .btn{width:100%}.hero{background:linear-gradient(180deg,rgba(5,5,6,.98),rgba(5,5,6,.70)),url(hero-premium.jpg) center/cover no-repeat}h1{font-size:40px;letter-spacing:-.8px}.hero p{font-size:18px}.hero-actions a{width:100%}.grid4,.steps,.blogcards,.faq,.docs,.footergrid{grid-template-columns:1fr}.section{padding:68px 0}.logo-card{padding:22px}.glass{padding:26px}.contact-buttons a{width:100%}.float{width:58px;height:58px;right:16px;bottom:16px}}

/* V4 - Hero premium com banner transparente e botões 100% clicáveis */
.logo img{background:transparent!important;border-radius:0!important;padding:0!important}
.hero-v4{
  min-height:auto;
  padding:72px 0 74px;
  background:
    radial-gradient(circle at 50% 10%, rgba(245,207,116,.19), transparent 42%),
    radial-gradient(circle at 80% 70%, rgba(201,146,53,.13), transparent 38%),
    linear-gradient(135deg,#030303 0%,#090909 55%,#120d05 100%) !important;
  overflow:hidden;
}
.hero-v4-inner{position:relative;text-align:center}
.hero-banner-wrap{width:min(100%,1160px);margin:0 auto 18px;position:relative}
.hero-banner-wrap::before{content:"";position:absolute;inset:12% 6%;background:radial-gradient(circle, rgba(245,207,116,.18), transparent 64%);filter:blur(18px);z-index:0}
.hero-banner-logo{width:100%;display:block;position:relative;z-index:1}
.hero-actions-center{justify-content:center;align-items:center;margin-top:-34px;position:relative;z-index:4}
.whats-main{font-size:18px;min-width:330px;box-shadow:0 20px 60px rgba(24,185,87,.25)}
.whats-ico{display:inline-grid;place-items:center;width:30px;height:30px;margin-right:8px;border-radius:50%;background:rgba(255,255,255,.18)}
.hero-social-row{display:flex;justify-content:center;gap:12px;flex-wrap:wrap;margin-top:26px}
.hero-social-row a{text-decoration:none;color:#fff;font-weight:800;font-size:14px;padding:12px 16px;border:1px solid var(--line);border-radius:999px;background:rgba(255,255,255,.055)}
.hero-social-row a:hover{background:rgba(245,207,116,.12);color:var(--gold2)}
.logo-card img{background:transparent!important;padding:0!important}
@media(max-width:660px){
  .hero-v4{padding:38px 0 50px}
  .hero-actions-center{margin-top:-12px}
  .hero-actions-center a{width:100%}
  .whats-main{min-width:0}
  .hero-social-row a{width:100%;font-size:13px}
}
 
.hero-actions-center .gold{display:none;} /* remove botão duplicado */
.whats-ico{background:none!important}
.logo-card h2::after{content:"";display:block}
.logo-card p{font-size:20px;color:#f5cf74;font-weight:700}
.logo-card p::before{content:"Especialista em Microcrédito • ";color:#fff;font-weight:800}
.logo-card img{background:transparent!important}

/* V5 final */
.hero-actions-center .gold{display:none!important}
.whats-ico{background:transparent!important;width:32px!important;height:32px!important;margin-right:10px!important}
.whats-ico img{width:32px;height:32px;display:block}
.whats-main{background:#18b957!important;color:#fff!important;border:1px solid rgba(255,255,255,.22)!important}
.logo-card{text-align:center;background:radial-gradient(circle at 50% 20%, rgba(245,207,116,.15), transparent 55%),linear-gradient(180deg,rgba(255,255,255,.08),rgba(255,255,255,.025))!important}
.logo-card img{background:transparent!important;padding:0!important;border-radius:0!important;filter:drop-shadow(0 22px 38px rgba(0,0,0,.55))}
.logo-card p{color:#f5cf74!important;font-size:21px!important;line-height:1.45!important;font-weight:900!important}
.logo-card p::before{content:""!important}
.logo-card p span{color:#fff;font-size:18px;font-weight:600}
.float img{width:38px;height:38px;display:block}

/* V5.1 - ajustes finais */
.hero-social-row a[href*="credsi.com"]{
  display:none!important;
}
.footer-logo-big{
  width:360px!important;
  max-width:100%!important;
  background:transparent!important;
  padding:0!important;
  border-radius:0!important;
  filter:drop-shadow(0 18px 34px rgba(0,0,0,.55));
}
.footer img.footer-logo-big{
  background:transparent!important;
}
.nav-actions a,
.hero-actions a,
.hero-social-row a,
.contact-buttons a,
.footer a,
.float{
  pointer-events:auto!important;
  cursor:pointer!important;
}
.whats-main{
  transform:translateZ(0);
}
@media(max-width:660px){
  .footer-logo-big{
    width:280px!important;
  }
}